Introduction

This website is operated by The Money Innovators (“TMI”). By using our site and services, you agree to abide by these Terms of Use, including all linked policies and conditions.

Your use of any part of our website or services constitutes agreement to these terms. If you disagree, you must not use the website or our services.

We may update these Terms at any time. Your continued use of the site after changes are posted signifies your acceptance.

Our e-commerce services are powered by WordPress.

1. Eligibility & Acceptable Use

You confirm that you are of legal age in your jurisdiction or have obtained consent from a guardian. You agree not to use our services for unlawful purposes or violate any applicable laws. Malicious use, such as spreading viruses or disrupting service, is strictly prohibited.

Violations may result in termination of your access.

2. General Terms

We reserve the right to refuse service at our discretion. Your data (excluding payment information) may be transmitted unencrypted across networks.

You must not reproduce or exploit any part of the service without our written consent.

3. Website Content Accuracy

Information on our site may not always be current or accurate. You are responsible for verifying information before relying on it.

4. Service & Pricing Changes

Prices and services may be modified or discontinued without notice. We are not liable for such changes.

5. Products & Services

Some offerings are available exclusively online. We reserve the right to limit sales by customer or region. Product descriptions and pricing may change at any time.

We do not guarantee product availability or that items will meet your expectations.

6. Billing Information

We may cancel or limit orders at our discretion. You agree to provide accurate, up-to-date billing and account details. See our Returns Policy for more.

7. Third-Party Tools

We may provide access to third-party tools “as is” without guarantees. Your use of such tools is at your own risk.

8. External Links

We are not responsible for content, services, or products on linked third-party websites. Exercise caution and review their terms independently.

9. User Submissions

Any ideas, feedback, or submissions provided may be used by TMI without obligation to compensate you. You agree not to post unlawful or offensive content.

You are solely responsible for your comments and their legality.

10. Personal Information

Your data is governed by our Privacy Policy.

11. Site Errors

We reserve the right to correct errors and update content without notice, including after you place an order.

12. Prohibited Conduct

You may not use the site to:

• Break laws
• Violate intellectual property
• Harass or harm others
• Distribute harmful software
• Spam or phish
• Circumvent security measures

Violating these rules may result in service termination.

13. Warranties & Liabilities

We do not guarantee uninterrupted, error-free service. Use of our site and services is at your own risk. Services are provided “as is.”

TMI is not liable for indirect or consequential damages arising from your use of our site or services.

14. Amazon Gift Card Giveaway: Terms & Conditions

Winner Selection Process

All participants who complete the TMI Quiz in full will be entered into our Amazon Gift Card giveaway.

While all entries will be considered, winner selection will be random, and completing the quiz does not guarantee a prize.

Winners will be contacted via the email submitted with their quiz entry. They must respond within 7 days to confirm and claim their gift card. If a selected winner cannot be reached or fails to respond in time, another participant may be selected.

TMI may update these terms at any time without prior notice.

15. Indemnity

You agree to indemnify and defend TMI from any claims or liabilities arising from your breach of these Terms or your violation of any law or third-party rights.

16. Severability

If any term is found unenforceable, the remaining provisions remain in full force.

17. Termination

These terms remain effective until terminated by you or us. We may terminate your access for violation of these Terms.

18. Entire Agreement

These Terms and any related policies constitute the full agreement between you and TMI.

19. Governing Law

These Terms are governed by the laws of Alberta, Canada.

20. Changes to Terms

We may modify these Terms at any time. Check back regularly for updates. Continued use constitutes agreement to revised terms.

21. Contact

For questions regarding these Terms:

• Email: info@themoneyinnovators.ca